Technology Salon

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M-Pesa

Posts Tagged ‘M-Pesa’

  • 3 Key Factors for the Next Mobile App to Scale like M-Pesa

    Nairobi | By on March 11, 2013 | Comments Off on 3 Key Factors for the Next Mobile App to Scale like M-Pesa

    I am Josephine Mutugu and at the Nairobi Technology Salon on What is the Next Mobile Development App that Will Scale? we launched into the discussion with a brief summary of the iHub report “Mobile Phone Usage at the Kenyan Base of the Pyramid.” In particular, we wanted to explore what the next development app…

  • Mobile Money is Better than Cash at the Bottom of the Pyramid

    Washington DC | By on December 7, 2011 | Comments Off on Mobile Money is Better than Cash at the Bottom of the Pyramid

    Open your wallet right now. Most likely, you have a debit card, a credit card, a health insurance card, and access to the massive financial infrastructure that these three cards represent. The ability to store, save, use, and borrow money anywhere in almost limitless fashion, without worry about amount, theft, or even making change. Add…

  • How Mobile Financial Services are Transforming the Economics of International Development

    Washington DC | By on November 22, 2011 | Comments Off on How Mobile Financial Services are Transforming the Economics of International Development

    Terms like mobile money, mPayments, and M-PESA are all the rage in International development these days, but what do they really mean for the national development of countries we attempt to help? Menekse Gencer of mPay Connect will lead us in a discussion of mobile financial services, the full gamut of finance that is now…

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  • Can Youth Find Economic Empowerment via Apps, mPayments, & Social Media?

    Washington DC | By on April 6, 2011 | Comments Off on Can Youth Find Economic Empowerment via Apps, mPayments, & Social Media?

    Today’s youth population is the largest in the history of the world, and 90% of these young people live in developing countries. The global youth unemployment rate is the highest on record, and we’re seeing discontent and disenfranchisement play out on the news each day. In fact, the revolution in Tunisia started with an under-employed…

  • Is Mobile Money the Killer mService for Women?

    San Francisco | By on January 28, 2011 | Comments Off on Is Mobile Money the Killer mService for Women?

    Brooke Partridge, CEO of Vital Wave Consulting, put forth a startling proposition in a previous Technology Salon. She described a new ICT4D paradigm: Women + Mobile Phones + mServices = Economic Development. She believes that combining the traditional role of women in the family and the power of services delivered through the mobile phone (mServices)…

  • At the Future of Mobile-Empowered Development we focused on the desire by mobile network operators (MNO) to increase revenues and market share by expanding into rural areas, where it becomes more difficult and costly to provide service. We also recognized that the development community wants to capitalize on the success and reach of the mobile network to assist the poor, but these two actors are still wrestling with how to make that happen.

    mobile phone future
    Looking for the next M-Pesa investment

    So how would the development community partner with an MNO like Vodafone? The Salon identified two issues that are key to developing partnership opportunities:

    1. MNOs have specific business objectives and drivers. The development community needs to understand these requirements to design projects that will engage MNOs.
    2. MNOs want to partner with the development community. They are looking for key applications that solve a common need for many in developing countries. MNOs want to satisfy those needs for better business results.

    In essence, both parties need to understand each other’s business better. Let’s begin with briefly outlining Vodafone’s strategy and then what they are looking for and how development initiatives can partner with them.